What We Offer

Etica Funds in Kenya

Etica Funds Monthly Fact Sheet

Access detailed asset allocations, historical performance metrics, year-to-date yields, and fund manager commentary directly from our repository.

View / Download Fact Sheet (PDF)

Overview of Etica Collective Investment Schemes

Etica Funds are specialized Unit Trust Schemes managed by Etica Capital Limited, fully licensed and regulated by the Capital Markets Authority (CMA) in Kenya. Designed to cater to both individual retail savers and institutional clients, these funds pool resources to invest in diversified financial asset classes, ensuring attractive compound yields, absolute capital preservation, and robust daily liquidity.

Core Etica Fund Offerings in Kenya

Etica Money Market Fund (KES & USD)

Focuses on high current income and capital preservation by investing in short-term government securities and prime commercial papers. The KES fund benchmarks against the 91-day T-Bill + 1% p.a. with zero lock-in periods, while the USD fund offers stable hard-currency returns with a low USD 100 entry.

Etica Fixed Income Fund (KES)

Targets medium to long-term fixed income securities to achieve superior compounding yields, outperforming traditional deposits. Benchmarked against the 182-day T-bill +1% p.a., it balances competitive returns with manageable liquidity.

Etica Shariah Fund (KES & USD)

Tailored investment avenues adhering completely to Islamic finance principles. Invests in highly rated corporate Sukuk and Shariah-compliant deposits, overseen by a dedicated Shariah Supervisory Board to ensure ethical wealth growth.

Etica Special Wealth Fund

Designed for high-net-worth investors and institutional clients requiring bespoke wealth structuring. Requires a minimum investment of KES 1,000,000 and targets optimized, risk-adjusted returns over extended horizons.

Etica Special Multi-Asset Fund (KES)

A medium-to-high risk fund engineered for superior long-term capital appreciation across equities (listed in Kenya & Sub-Saharan Africa), government bonds, and cash equivalents. Requires a minimum initial investment of KES 250,000 (top-up KES 100,000), features quarterly interest compounding, and operates on a rolling 6-month lock-in period.

Key Structural Features & Governance

Unmatched Accessibility

Affordable onboarding starting from as low as KES 100 for standard KES funds and USD 100 for dollar funds. Easily manage your portfolio via the Etica Mobile App (iOS/Android) or Web Portal.

Institutional Security

Fully regulated by the Capital Markets Authority (CMA). Fund assets are safely held by The Co-operative Bank of Kenya as Trustee and Equity Bank Kenya as Custodian, ensuring maximum investor protection.

Benefits of Investing Through Etica

  • Daily interest computation and compounding frequency, maximizing cash yield velocity and growing your wealth faster.
  • Seamless deposits and withdrawals with immediate mobile money integration (M-Pesa) and direct bank transfers.
  • Full transparency through monthly performance reports, client portals, and strict regulatory compliance under the CMA.
  • Professional fund management by Etica Capital Limited, mitigating risk via strategic asset distribution across high-quality instruments.

Start Your Investment Journey

Onboard digitally within minutes or speak with our wealth advisors to select the ideal Etica portfolio matching your goals.


  • CMA Regulated Safety
  • Daily Yield Compounding
  • Instant M-Pesa Integration
Get Started Today